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Thursday, August 10, 2017

Perfect Example Why an Emergency Fund is Recommended

I was a little slow in reading this piece of news.

(Image and Article from Today Online)

The economy is not exactly in a recession. It was probably even gloomier in 2015 while oil prices crashed. Sure, i appreciate that our friends in the marine industry will paint a way different story. My heart goes out to them.

Put yourself in these cabin crew shoes or kebaya. We may all celebrate initially that you can take a long stress free vacation to the next best resort without much considerations. But what happens if you needed your income to pay for simple bills like phone, internet or utilities? Last i heard, these don't come with a no-need-to-pay for 3-months option.

It is voluntary but there are more crew than needed for flights so where are you going to work if there are simply too many? I don't think the company will be that kind to simply add an extra member for the sake of it. They're clearly cutting cost because it is necessary.

It is not even clear if they have an option to moonlight. Uber/Grab driving, HonestBee, Redmart delivery perhaps. Part-time elsewhere, probably not. 

So, if you live paycheck to paycheck, you might want to imagine this happening to you. You did not get fired but still your income ended.

Whatever name you want to call it, make sure you stockpile money along the way so you do not put yourself in hardship when unexpected events beyond your control impacts you.

Grounded.

Tuesday, August 1, 2017

Responsibility

The internet, full of its trolls, memes, too much self-hate, too much self-love, throws up a gem once in a while.

This is a story about four people named EverybodySomebodyAnybody and Nobody. There was an important job to be done and Everybody was sure that Somebody would do it. Anybody could have done it, but Nobody did it. Somebody got angry about that, because it was Everybody's job. Everybody thought Anybody could do it, but Nobody realized that Everybody wouldn't do it. It ended up that Everybody blamed Somebody when Nobody did what Anybody could have done.
- That's Not My Job

Came across this from a forum post. No reason to credit the poster since he or she did not credit the originator, nor was it original.
Dug around a little and found that it's a condensed version of a poem written by Charles Osgood (Wiki). Sharing and remembering to tell myself this.

“The Responsibility Poem”

There was a most important job that needed to be done,
And no reason not to do it, there was absolutely none.
But in vital matters such as this, the thing you have to ask
Is who exactly will it be who’ll carry out the task?
Anybody could have told you that Everybody knew
That this was something Somebody would surely have to do.
Nobody was unwilling; Anybody had the ability.
But Nobody believed that it was their responsibility.
It seemed to be a job that Anybody could have done,
If Anybody thought he was supposed to be the one.
But since Everybody recognized that Anybody could,
Everybody took for granted that Somebody would.
But Nobody told Anybody that we are aware of,
That he would be in charge of seeing it was taken care of.
And Nobody took it on himself to follow through,
And do what Everybody thought that Somebody would do.
When what Everybody needed so did not get done at all,
Everybody was complaining that Somebody dropped the ball.
Anybody then could see it was an awful crying shame,
And Everybody looked around for Somebody to blame.
Somebody should have done the job
And Everybody should have,
But in the end Nobody did
What Anybody could have.