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| image from OCBC website |
Everyone who needs to know, knows about this already. If you like to know the details, go search. What i like to do here is to point out some stuff. Some could be obvious, others not so.
1) Good times don't last. No surprises they revised it again.
2) It is just another tool available for use. If a tool is now blunt, the master carpenter switches his tool.
3) They must have seen how inelastic their customers are to have shorten the revision periods. I am guilty too.
4) Can't be bothered to study in-depth, but possibly other areas of their business are struggling for them to want to reduce their expenses this much.
5) Plugged a few loop holes to make us monkeys jump higher through the hoops.
6) Notice how it started so simple and grew more complicated. Complexity does not equate to good.
And the most important point.
7) Monkeys don't mind jumping through hoops to make this bit of interest but complains that investing take up a lot of time.
Investing takes effort and time. Yes, but investing not need be time-consuming or difficult. You just didn't know the other tools available out there.
Find the right tool for the right craft.
I can help.
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